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The Credit Crisis and Housing Crisis have deemed these times we live in as truly historical.  Unfortunately, you may remember these as some of the most difficult and emotional times in your life.  Much of this is as a result of your desire for a piece of the American dream… homeownership. 
  
If you are anxious about your options as a homeowner then this is where you want to start to make sense of it all.  We will provide you with the knowledge you need, help you determine your best direction, and get to work on your behalf so you can remember these times for what YOU did to better your situation for you and your family.

Our service starts by analyzing your mortgage note, your family budget, your payment history, any family hardships, and your ability to repay.  After our review, we will make direct contact with your lender on your behalf to discuss all of the possible workout options and begin preliminary negotiations.  Once complete, we will provide you with a 30-minute consultation to discuss all of your options and help determine a course of action customized to your situation.

The most valued result that can be achieved from these efforts is a Loan Modification.  A modification often changes the note terms to a 30 year fixed rate mortgage at a fair to low interest rate.  This is usually accomplished with relatively low fees for the service, incorporation of deferred payments, and the elimination of pre-payment penalty’s. Other common workouts include temporary payment arrangements, repayment agreements, short sale agreements, and stipulation agreements.

Requirements:

  • About 30 minutes of your time.
  • Complete the Secure Online Application & Family Budget
  • Copy of your Most Recent Mortgage Statement(s) and any recent communications from your lender.

Brokered Service Includes:

  • Payment History Analysis
  • Family Budget Analysis
  • Family Hardship Analysis
  • Workout discussions with your lender
  • Recommendation Letter
  • 30 Minute Consultation Call to Review Findings

Get Started:

Apply Now


Past Client Testimonials

"My loan was getting ready to adjust and my payments were going to go through the roof! We tried to refinance but were turned down.  I purchased the loan analyzer from helpUmodify.org a found out that I likely qualified for a note modification.  I used the information I received from helpUmodify and contacted my lender.  We are almost done with the process.  Thank you!!!  Rene, Los Angeles CA

"With our first and second mortgage we were upside down almost $100k on our house. Not only did helpUmodify help us get our house sold but the got our second mortgage company to take $1000 instead of the $94000 that we owed them." -Ann, Boca Raton FL

"In my business a foreclosure was not an option for me. I thought I was out of options until I asked for assistance from helpumodify. They set up my short sale and even located a friendly realtor to take care of the sale! Thanks again.  I could not have gotten out of this mess without you and your team." -Cody, Stockton CA